Principal offers Preferred Provider Organization (PPO) designs in all states. The coverages they offer are the Low Plan and the High Plan.
Principal dental coverage plans
Increase your savings and maintain flexibility with a Principal PPO plan. From comprehensive dental insurance to lower-cost options, you have the flexibility to personalize your dental insurance for you and your employees. And with multiple price points, it’s easy to create a design to fit a wide range of budgets. Additionally, you can be sure that you will receive high-quality dental care because all dentists in the network have credentials proving they meet or exceed Principal’s requirements.
Principal Dental Low Plan
You get an estimate of 100% coverage for essential preventive care. Coverage for dental fillings and tooth removals begins after 6 months. You are estimated to be 100% covered for preventive, 80% for basic procedures.
Principal Dental High Plan
You get immediate 100% coverage for essential preventive care and lower out-of-pocket costs. You are estimated to be 100% covered for preventive, 80% for basic, and 50% for major procedures.
Looking for a dentist who accepts Principal Dental PPO? We accept Principal dental PPO.
Principal Dental covers Retainers?
With Principal Dental PPO High plan, one set of post-treatment retainers (for orthodontic purposes) is typically covered for the course of a lifetime. Keep in mind that the general information given here may not apply to your benefits, limitations, maximums, waiting periods, and deductibles. For specific information about your plan’s orthodontic coverage, review your plan booklet.
Principal Dental Lingual Braces cost coverage?
Principal Dental PPO High Plan offers an estimated 50% coverage for lingual braces. The waiting period is 6 months while the maximum lifetime benefit is $1,500. When visiting a PPO orthodontist, you will receive the $1500 calendar year maximum.
Does Principal Dental cover X-Rays?
Yes, Principal Dental covers dental x-rays. Principal Dental offers full (100%) coverage of dental x-rays. Principal Dental plans do not require waiting periods for diagnostic services such as dental x-rays. However, some policies only pay for bitewing x‐rays, one set every 12 months, while full mouth x-rays once every 5 years.
Principal Dental covers Braces?
Yes, braces are covered by individual and group plans offered by Principal Dental. However, there is a maximum orthodontic coverage limit of $1,500 per person and a 6-month waiting period. In conclusion, if you choose a higher premium plan from Principal Dental, braces are covered.
Is Invisalign covered by Principal Dental?
Yes, about 50% of the total cost of your Invisalign treatment will be covered by Principal Dental if your plan includes orthodontic benefits. By checking the small print in your insurance policy, you can make sure that orthodontic treatments like Invisalign are covered. Watch out for a few provisions in the insurance policy, such as a non-covered expense clause, that could prevent you from receiving Invisalign coverage.
You will not be covered for Invisalign if your insurance policy specifies that orthodontics are not covered services or expenses. Additionally, keep an eye out for restrictions and exclusions. There may be a clause limiting orthodontic benefits only for those who are 19 years of age or younger. All insured members who are older than 19 will not be eligible for the orthodontic benefit, including reimbursement for Invisalign treatment, due to this specific limitation.
How much does Principal Dental cover for Clear Braces?
With Principal Dental PPO High Plan, lingual braces are estimated to be 50% covered with a waiting period of 6 months. The maximum lifetime benefit is $1,500. You will receive the $1500 calendar year maximum when you’re visiting a PPO orthodontist.
For latest information, please visit: https://advisors.principal.com/wps/portal/advisor/products/group-voluntary-benefits/dental for more details.
DISCLAIMER: This information is subject to change on behalf of the insurance company. We are providing this as an informal guide to help you determine which services at our office are covered by your insurance. For more detailed information, please see the insurance company’s website or call the customer service or member services number listed on most insurance ID cards. Updated as of 4/17/2023. The above logo & trademarks are property of Principal Dental.
