Is it worth the investment?
Commonly, the primary benefit of all kinds of braces, whether traditional or Invisalign, is for the aesthetic or cosmetic benefit. To avail this kind of treatment, it’s expected to pay a good chunk of change. However, there are quite a few things that you should consider first. First, this type can only correct bite problems to such an extent. Secondly, unlike the traditional metal braces, this type is removable, which makes them more convenient to use. As compared to metal braces, this one won’t have any problem with food particle build up. Plus, since it’s removable, brushing and flossing would be a breeze. Discover the benefits of Invisalign.
- Thanks to the clear look of Invisalign, you can smile without worries.
- Convenient and easy to clean.
- Won’t affect your eating habits.
- You can get this faster than the usual metal braces.
- Invisalign requires lesser dental appointments.
- Invisalign adjusts the teeth gradually. This means the results are much smoother unlike with metal braces.
How to save money?
You may think that orthodontics would primarily be used for aesthetic purposes – to get a gorgeous smile. However, this isn’t always the case.
Crooked teeth can definitely cause a bunch of problems over time. And to solve that, there are different kinds of dental treatment that one can avail. However, one of the reasons why most patients would opt to not get the treatment is the cost. Fortunately, there are various programs that can help you reduce the prices of getting Invisalign.
Here are a few of ways to save up on money:
Insurance can help
Currently, there are a lot of insurance plans that now covers dental alignment therapy. Fortunately, it includes Invisalign. If you do a little research, you may find out more ways on how you can save money. Premium plan holders have more coverage compared to the traditional plans. Though you may still have to pay a portion of the bill, the total amount will be less and more affordable. Belmar Orthodontics accepts most PPO Insurances. In addition, our clinic will take care of filing any kind of insurance our patients may have on their behalf. Don’t worry, if you’re unsure about what kinds of services are covered by your insurance plan, we can give you a complimentary benefits check and take care of all the insurance paperwork to make sure that you get all your benefits.
Government Programs, Loans and more
Unfortunately, Medicare and Medicaid won’t cover the expenses of getting invisible braces. Medicare is designed to help patients who are at least 65 years old and will only cover emergency-related dental expenses. However, there may be a small chance that Medicaid or Children’s Health Insurance Program (CHIP) in the patient’s state that may help. So if you’re thinking of using Medicaid to pay for this treatment, it probably won’t be eligible except if the patient is a child and/or an emergency. If you really want to use this insurance, you may be required to prove that you can get invisible braces for the same price as the traditional metal braces.
Flexible Spending Accounts (FSA)
This account contains a set amount of pretax money taken out of the patient’s salary and placed aside to be primarily used for health care expenses. This is only available through an employer who is offering that option. Fortunately, several employee benefits packages include this. What’s good about this is that they can be accessed anytime and easy to use with only a debit card. One thing though, this kind of funds does not roll over, so it’s highly advisable to use them up before the end of the year. You can learn more about FSAs here.
Health Savings Accounts (HSA)
This account is similar to the FSA, except that the HSA is government-regulated. This account is intended to cover health care costs that are not paid by your insurance. You can find out more about HSAs here. The contributions are tax-deductible.
Let’s look at the two differences between an FSA and an employer-sponsored HSA:
- The funds in an HSA can roll over into the New Year.
- HSAs need you to have a high-deductible insurance plans.
Remember to talk to both your dentist and your insurance provider representative because you may be able to pay for doctor and get reimbursed from your FSA or HSA. Moreover, your insurance provider may also be able to pay your doctor directly.
Treatments at Dental schools are affordable
Aside from all these options, you can also check your local dental schools that are willing to give you discounts on services. Fortunately, there are quite a couple of schools that provide discounted dental services in exchange of letting a student conduct the procedure in order to learn. Don’t worry because usually, a board-certified dentist will be with you during the procedure to oversee the student who is giving you the treatment.
Can I Afford your Payment Plans and financing?
Other than that, numerous dental clinics give monthly payment plans so their patients wouldn’t have to pay their entire bill all at the same time. Don’t hesitate to ask your dental clinic regarding the kind of in house payment plans that they offer.
We understand that the dental costs are normally one of the biggest reasons why patients put off the idea of going to the dentist not until their case has become worse.
This is where we come in. We want to help our patients by offering them a couple of payment options. We accept all kinds of major credit cards, including the following:
Furthermore, we can also work with outside finance providers like: